1. Property & Financing Assumptions
2. Upfront Capital & Monthly Cashflow
10-Year Equity, Cashflow & Total Return Schedule
| Year | Projected Value | Loan Balance | Net Equity | Cumulative Cashflow | Net Profit (After Duty) | Total ROE |
|---|---|---|---|---|---|---|
| Year 1 | RM 1,046,640 | RM 866,868 | RM 179,772 | RM -7,296 | RM 45,076 | 35.4% |
| Year 2 | RM 1,117,812 | RM 851,096 | RM 266,716 | RM -12,826 | RM 126,490 | 99.3% |
| Year 3 | RM 1,193,823 | RM 834,657 | RM 359,166 | RM -16,520 | RM 215,246 | 169% |
| Year 4 | RM 1,275,003 | RM 817,523 | RM 457,480 | RM -18,304 | RM 311,776 | 244.7% |
| Year 5 | RM 1,361,703 | RM 799,664 | RM 562,039 | RM -18,101 | RM 416,538 | 327% |
| Year 6 | RM 1,454,299 | RM 781,049 | RM 673,250 | RM -15,832 | RM 530,018 | 416% |
| Year 7 | RM 1,553,191 | RM 761,647 | RM 791,544 | RM -11,415 | RM 652,729 | 512.3% |
| Year 8 | RM 1,658,808 | RM 741,425 | RM 917,383 | RM -4,763 | RM 785,220 | 616.3% |
| Year 9 | RM 1,771,607 | RM 720,347 | RM 1,051,260 | RM 4,213 | RM 928,073 | 728.5% |
| Year 10 | RM 1,892,076 | RM 698,377 | RM 1,193,699 | RM 15,605 | RM 1,081,904 | 849.2% |
3. Cross-Border 15-Country Yield, Duty & 5-Year Leveraged ROE Comparison (Local Resident)
| Country Portal | Gross Rental Yield | 12M YoY Growth | Benchmark Mortgage Rate | Max LTV (resident) | Stamp Duty (resident) | Est. 5-Year Leveraged ROE | Action |
|---|---|---|---|---|---|---|---|
| 🇸🇬 Singapore | 3.6% | +4.2% | 3.8% | 75% | ~3.6% | 70.9% | View Launches → |
| 🇲🇾 Malaysia | 5.3% | +6.8% | 4.15% | 90% | ~3.0% | 306.1% | View Launches → |
| 🇬🇧 United Kingdom | 4.7% | +3.4% | 4.65% | 85% | ~4.0% | 75.8% | View Launches → |
| 🇦🇪 UAE (Dubai) | 6.8% | +12.4% | 4.49% | 80% | ~4.0% | 359.8% | View Launches → |
| 🇦🇺 Australia | 4.6% | +5.5% | 6.15% | 80% | ~4.5% | 86.3% | View Launches → |
| 🇯🇵 Japan | 3.9% | +8.1% | 0.85% | 90% | ~3.5% | 421.2% | View Launches → |
| 🇭🇰 Hong Kong | 3.5% | +2.4% | 4.125% | 70% | ~3.8% | 27.5% | View Launches → |
| 🇹🇭 Thailand | 5.4% | +5.8% | 5.25% | 85% | ~2.5% | 175.4% | View Launches → |
| 🇮🇩 Indonesia | 6.6% | +6.2% | 7.5% | 85% | ~5.0% | 131.3% | View Launches → |
| 🇻🇳 Vietnam | 5.1% | +7.4% | 7.8% | 70% | ~2.5% | 107% | View Launches → |
| 🇰🇷 South Korea | 3.8% | +4.9% | 4.05% | 70% | ~2.5% | 81.5% | View Launches → |
| 🇹🇼 Taiwan | 2.8% | +5.6% | 2.18% | 80% | ~6.0% | 109.6% | View Launches → |
| 🇺🇸 United States | 5.1% | +4.5% | 6.15% | 80% | ~2.5% | 85.3% | View Launches → |
| 🇨🇦 Canada | 4.6% | +3.8% | 4.39% | 80% | ~3.0% | 84.7% | View Launches → |
| 🇩🇪 Germany | 3.7% | +3.2% | 3.45% | 80% | ~6.5% | 47.1% | View Launches → |
Malaysia — Recorded Market Benchmarks & Open Data Bulletins
Malaysia Market Snapshot (Oct 2026): Prime residential property in Kuala Lumpur & Johor Bahru trades at a median of MYR 780/sq ft (typical unit price MYR 890K, +6.4% YoY), with median rents at MYR 3,800/mo and gross rental yields of 5.2%. Acquisition taxes follow 1–4% MOT · JPPH, and mortgage financing reaches up to 90% LTV for residents and 70% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Kuala Lumpur & Johor Bahru) | Median / sq ft | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Johor Bahru | MYR 890 | MYR 3,900 | 5.7% | +11.4% |
| Kuala Lumpur | MYR 1,050 | MYR 4,900 | 5.0% | +4.9% |
| Mont Kiara | MYR 820 | MYR 5,100 | 5.5% | +5.3% |
| George Town | MYR 760 | MYR 3,600 | 4.7% | +6.8% |
Frequently Asked Questions — Buying & Renting in Malaysia
What is the median property price and rental yield in Malaysia?
According to official open data benchmarks on Property.co, the prime median price in Malaysia (Kuala Lumpur & Johor Bahru) is MYR 780/sq ft (median sale price MYR 890K, +6.4% YoY), with a median monthly rent of MYR 3,800/mo and gross rental yield averaging 5.2%.
Can foreigners buy residential property in Malaysia?
Foreigners can buy freehold and leasehold condominiums and serviced residences subject to state minimum price thresholds (typically RM 1,000,000, or RM 600,000+ in designated MM2H / JS-SEZ zones).
What are the mortgage LTV limits and stamp duty rates in Malaysia?
Malaysian citizens enjoy up to 90% LTV on their first two residential properties (max 35 years or age 70); foreign buyers typically qualify for 70% LTV subject to state minimum price thresholds. Statutory transfer/stamp duty in Malaysia follows 1–4% MOT · JPPH (Bank Negara Malaysia (BNM) & LHDN MOT). Local residents qualify for up to 90% LTV and non-residents up to 70% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Malaysia?
Property.co’s 3-tier Flexible Space Directory at /malaysia/operators/coworking, /malaysia/operators/coliving, /malaysia/operators/serviced, and /malaysia/operators/self-storage lists verified operators and individual district branches in Malaysia with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.