1. Property & Financing Assumptions
2. Upfront Capital & Monthly Cashflow
10-Year Equity, Cashflow & Total Return Schedule
| Year | Projected Value | Loan Balance | Net Equity | Cumulative Cashflow | Net Profit (After Duty) | Total ROE |
|---|---|---|---|---|---|---|
| Year 1 | Rp 4,460,400,000 | Rp 3,519,452,048 | Rp 940,947,952 | Rp -80,963,820 | Rp 19,984,132 | 2.4% |
| Year 2 | Rp 4,736,944,800 | Rp 3,464,979,927 | Rp 1,271,964,873 | Rp -153,162,576 | Rp 278,802,297 | 33.2% |
| Year 3 | Rp 5,030,635,378 | Rp 3,406,278,994 | Rp 1,624,356,384 | Rp -216,270,208 | Rp 568,086,176 | 67.6% |
| Year 4 | Rp 5,342,534,771 | Rp 3,343,020,955 | Rp 1,999,513,816 | Rp -269,948,525 | Rp 889,565,291 | 105.9% |
| Year 5 | Rp 5,673,771,927 | Rp 3,274,852,029 | Rp 2,398,919,898 | Rp -313,846,758 | Rp 1,245,073,140 | 148.2% |
| Year 6 | Rp 6,025,545,786 | Rp 3,201,390,973 | Rp 2,824,154,813 | Rp -347,601,087 | Rp 1,636,553,726 | 194.8% |
| Year 7 | Rp 6,399,129,625 | Rp 3,122,226,945 | Rp 3,276,902,680 | Rp -370,834,159 | Rp 2,066,068,521 | 246% |
| Year 8 | Rp 6,795,875,662 | Rp 3,036,917,207 | Rp 3,758,958,455 | Rp -383,154,583 | Rp 2,535,803,872 | 301.9% |
| Year 9 | Rp 7,217,219,953 | Rp 2,944,984,652 | Rp 4,272,235,301 | Rp -384,156,409 | Rp 3,048,078,892 | 362.9% |
| Year 10 | Rp 7,664,687,590 | Rp 2,845,915,134 | Rp 4,818,772,456 | Rp -373,418,584 | Rp 3,605,353,872 | 429.2% |
3. Cross-Border 15-Country Yield, Duty & 5-Year Leveraged ROE Comparison (Local Resident)
| Country Portal | Gross Rental Yield | 12M YoY Growth | Benchmark Mortgage Rate | Max LTV (resident) | Stamp Duty (resident) | Est. 5-Year Leveraged ROE | Action |
|---|---|---|---|---|---|---|---|
| 🇸🇬 Singapore | 3.6% | +4.2% | 3.8% | 75% | ~3.6% | 70.9% | View Launches → |
| 🇲🇾 Malaysia | 5.3% | +6.8% | 4.15% | 90% | ~3.0% | 306.1% | View Launches → |
| 🇬🇧 United Kingdom | 4.7% | +3.4% | 4.65% | 85% | ~4.0% | 75.8% | View Launches → |
| 🇦🇪 UAE (Dubai) | 6.8% | +12.4% | 4.49% | 80% | ~4.0% | 359.8% | View Launches → |
| 🇦🇺 Australia | 4.6% | +5.5% | 6.15% | 80% | ~4.5% | 86.3% | View Launches → |
| 🇯🇵 Japan | 3.9% | +8.1% | 0.85% | 90% | ~3.5% | 421.2% | View Launches → |
| 🇭🇰 Hong Kong | 3.5% | +2.4% | 4.125% | 70% | ~3.8% | 27.5% | View Launches → |
| 🇹🇭 Thailand | 5.4% | +5.8% | 5.25% | 85% | ~2.5% | 175.4% | View Launches → |
| 🇮🇩 Indonesia | 6.6% | +6.2% | 7.5% | 85% | ~5.0% | 131.3% | View Launches → |
| 🇻🇳 Vietnam | 5.1% | +7.4% | 7.8% | 70% | ~2.5% | 107% | View Launches → |
| 🇰🇷 South Korea | 3.8% | +4.9% | 4.05% | 70% | ~2.5% | 81.5% | View Launches → |
| 🇹🇼 Taiwan | 2.8% | +5.6% | 2.18% | 80% | ~6.0% | 109.6% | View Launches → |
| 🇺🇸 United States | 5.1% | +4.5% | 6.15% | 80% | ~2.5% | 85.3% | View Launches → |
| 🇨🇦 Canada | 4.6% | +3.8% | 4.39% | 80% | ~3.0% | 84.7% | View Launches → |
| 🇩🇪 Germany | 3.7% | +3.2% | 3.45% | 80% | ~6.5% | 47.1% | View Launches → |
Indonesia — Recorded Market Benchmarks & Open Data Bulletins
Indonesia Market Snapshot (Oct 2026): Prime residential property in Jakarta & Bali trades at a median of Rp 52M/m² (typical unit price Rp 3.8B, +3.8% YoY), with median rents at Rp 18.5M/mo and gross rental yields of 6.8%. Acquisition taxes follow 5% BPHTB · ATR/BPN, and mortgage financing reaches up to 85% LTV for residents and 60% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Jakarta & Bali) | Median / m² | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| SCBD / Sudirman | Rp 68M | Rp 28M | 6.4% | +4.1% |
| Mega Kuningan | Rp 48M | Rp 21M | 6.7% | +3.9% |
| Canggu / Berawa | Rp 46M | Rp 32M | 9.8% | +9.4% |
Frequently Asked Questions — Buying & Renting in Indonesia
What is the median property price and rental yield in Indonesia?
According to official open data benchmarks on Property.co, the prime median price in Indonesia (Jakarta & Bali) is Rp 52M/m² (median sale price Rp 3.8B, +3.8% YoY), with a median monthly rent of Rp 18.5M/mo and gross rental yield averaging 6.8%.
Can foreigners buy residential property in Indonesia?
Under PP No. 18/2021, foreigners can acquire strata-title apartments and landed homes under Hak Pakai (Right to Use, up to 30+20+30 years) subject to regional minimum price thresholds in Jakarta and Bali.
What are the mortgage LTV limits and stamp duty rates in Indonesia?
KPR mortgages in Indonesia allow up to 85%–90% LTV for Indonesian citizens with a 35%–40% debt-service limit; expatriates with KITAS can access KPR/KPA on Hak Pakai strata residences. Statutory transfer/stamp duty in Indonesia follows 5% BPHTB · ATR/BPN (Bank Indonesia (KPR LTV) & ATR/BPN (5% BPHTB)). Local residents qualify for up to 85% LTV and non-residents up to 60% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Indonesia?
Property.co’s 3-tier Flexible Space Directory at /indonesia/operators/coworking, /indonesia/operators/coliving, /indonesia/operators/serviced, and /indonesia/operators/self-storage lists verified operators and individual district branches in Indonesia with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.