1. Property & Financing Assumptions
2. Upfront Capital & Monthly Cashflow
10-Year Equity, Cashflow & Total Return Schedule
| Year | Projected Value | Loan Balance | Net Equity | Cumulative Cashflow | Net Profit (After Duty) | Total ROE |
|---|---|---|---|---|---|---|
| Year 1 | C$954,960 | C$719,438 | C$235,522 | C$-12,564 | C$11,358 | 5.4% |
| Year 2 | C$991,248 | C$702,135 | C$289,113 | C$-24,308 | C$53,205 | 25.1% |
| Year 3 | C$1,028,916 | C$684,057 | C$344,859 | C$-35,213 | C$98,046 | 46.3% |
| Year 4 | C$1,068,015 | C$665,168 | C$402,847 | C$-45,260 | C$145,987 | 69% |
| Year 5 | C$1,108,599 | C$645,434 | C$463,165 | C$-54,429 | C$197,136 | 93.2% |
| Year 6 | C$1,150,726 | C$624,816 | C$525,910 | C$-62,700 | C$251,610 | 118.9% |
| Year 7 | C$1,194,454 | C$603,274 | C$591,180 | C$-70,053 | C$309,527 | 146.3% |
| Year 8 | C$1,239,843 | C$580,767 | C$659,076 | C$-76,467 | C$371,009 | 175.3% |
| Year 9 | C$1,286,957 | C$557,252 | C$729,705 | C$-81,921 | C$436,184 | 206.1% |
| Year 10 | C$1,335,861 | C$532,683 | C$803,178 | C$-86,392 | C$505,186 | 238.7% |
3. Cross-Border 15-Country Yield, Duty & 5-Year Leveraged ROE Comparison (Local Resident)
| Country Portal | Gross Rental Yield | 12M YoY Growth | Benchmark Mortgage Rate | Max LTV (resident) | Stamp Duty (resident) | Est. 5-Year Leveraged ROE | Action |
|---|---|---|---|---|---|---|---|
| 🇸🇬 Singapore | 3.6% | +4.2% | 3.8% | 75% | ~3.6% | 70.9% | View Launches → |
| 🇲🇾 Malaysia | 5.3% | +6.8% | 4.15% | 90% | ~3.0% | 306.1% | View Launches → |
| 🇬🇧 United Kingdom | 4.7% | +3.4% | 4.65% | 85% | ~4.0% | 75.8% | View Launches → |
| 🇦🇪 UAE (Dubai) | 6.8% | +12.4% | 4.49% | 80% | ~4.0% | 359.8% | View Launches → |
| 🇦🇺 Australia | 4.6% | +5.5% | 6.15% | 80% | ~4.5% | 86.3% | View Launches → |
| 🇯🇵 Japan | 3.9% | +8.1% | 0.85% | 90% | ~3.5% | 421.2% | View Launches → |
| 🇭🇰 Hong Kong | 3.5% | +2.4% | 4.125% | 70% | ~3.8% | 27.5% | View Launches → |
| 🇹🇭 Thailand | 5.4% | +5.8% | 5.25% | 85% | ~2.5% | 175.4% | View Launches → |
| 🇮🇩 Indonesia | 6.6% | +6.2% | 7.5% | 85% | ~5.0% | 131.3% | View Launches → |
| 🇻🇳 Vietnam | 5.1% | +7.4% | 7.8% | 70% | ~2.5% | 107% | View Launches → |
| 🇰🇷 South Korea | 3.8% | +4.9% | 4.05% | 70% | ~2.5% | 81.5% | View Launches → |
| 🇹🇼 Taiwan | 2.8% | +5.6% | 2.18% | 80% | ~6.0% | 109.6% | View Launches → |
| 🇺🇸 United States | 5.1% | +4.5% | 6.15% | 80% | ~2.5% | 85.3% | View Launches → |
| 🇨🇦 Canada | 4.6% | +3.8% | 4.39% | 80% | ~3.0% | 84.7% | View Launches → |
| 🇩🇪 Germany | 3.7% | +3.2% | 3.45% | 80% | ~6.5% | 47.1% | View Launches → |
Canada — Recorded Market Benchmarks & Open Data Bulletins
Canada Market Snapshot (Oct 2026): Prime residential property in Toronto, Vancouver & Montreal trades at a median of C$1,120/sq ft (typical unit price C$980K, +2.4% YoY), with median rents at C$3,900/mo and gross rental yields of 4.6%. Acquisition taxes follow 1.5–5% LTT · CMHC, and mortgage financing reaches up to 80% LTV for residents and 65% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Toronto, Vancouver & Montreal) | Median / sq ft | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Downtown Toronto | C$1,150 | C$4,100 | 4.5% | +2.6% |
| Coal Harbour Vancouver | C$1,420 | C$4,600 | 4.1% | +2.9% |
| Downtown Montreal | C$740 | C$2,950 | 5.1% | +3.8% |
Frequently Asked Questions — Buying & Renting in Canada
What is the median property price and rental yield in Canada?
According to official open data benchmarks on Property.co, the prime median price in Canada (Toronto, Vancouver & Montreal) is C$1,120/sq ft (median sale price C$980K, +2.4% YoY), with a median monthly rent of C$3,900/mo and gross rental yield averaging 4.6%.
Can foreigners buy residential property in Canada?
Canadian citizens, permanent residents, eligible work-permit holders, and exempted categories can purchase residential real estate across Toronto, Vancouver, and Montreal; commercial and multifamily properties (4+ units) have no federal non-resident prohibition.
What are the mortgage LTV limits and stamp duty rates in Canada?
Canadian lenders qualify borrowers under the OSFI B-20 stress test (the higher of 5.25% or contract rate + 2.0%) with a 39% GDS / 44% TDS limit. Statutory transfer/stamp duty in Canada follows 1.5–5% LTT · CMHC (OSFI B-20 Stress Test (Contract + 2%) & CMHC). Local residents qualify for up to 80% LTV and non-residents up to 65% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Canada?
Property.co’s 3-tier Flexible Space Directory at /canada/operators/coworking, /canada/operators/coliving, /canada/operators/serviced, and /canada/operators/self-storage lists verified operators and individual district branches in Canada with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.