1. Property & Financing Assumptions
2. Upfront Capital & Monthly Cashflow
10-Year Equity, Cashflow & Total Return Schedule
| Year | Projected Value | Loan Balance | Net Equity | Cumulative Cashflow | Net Profit (After Duty) | Total ROE |
|---|---|---|---|---|---|---|
| Year 1 | S$1,927,700 | S$1,362,206 | S$565,494 | S$-20,964 | S$15,430 | 2.9% |
| Year 2 | S$2,008,663 | S$1,335,933 | S$672,730 | S$-40,501 | S$103,129 | 19.5% |
| Year 3 | S$2,093,027 | S$1,308,645 | S$784,382 | S$-58,576 | S$196,706 | 37.2% |
| Year 4 | S$2,180,934 | S$1,280,301 | S$900,633 | S$-75,151 | S$296,382 | 56% |
| Year 5 | S$2,272,534 | S$1,250,861 | S$1,021,673 | S$-90,189 | S$402,384 | 76.1% |
| Year 6 | S$2,367,980 | S$1,220,283 | S$1,147,697 | S$-103,651 | S$514,946 | 97.3% |
| Year 7 | S$2,467,435 | S$1,188,523 | S$1,278,912 | S$-115,497 | S$634,315 | 119.9% |
| Year 8 | S$2,571,068 | S$1,155,534 | S$1,415,534 | S$-125,686 | S$760,748 | 143.8% |
| Year 9 | S$2,679,052 | S$1,121,270 | S$1,557,782 | S$-134,177 | S$894,505 | 169.1% |
| Year 10 | S$2,791,573 | S$1,085,680 | S$1,705,893 | S$-140,927 | S$1,035,866 | 195.8% |
3. Cross-Border 15-Country Yield, Duty & 5-Year Leveraged ROE Comparison (Local Resident)
| Country Portal | Gross Rental Yield | 12M YoY Growth | Benchmark Mortgage Rate | Max LTV (resident) | Stamp Duty (resident) | Est. 5-Year Leveraged ROE | Action |
|---|---|---|---|---|---|---|---|
| 🇸🇬 Singapore | 3.6% | +4.2% | 3.8% | 75% | ~3.6% | 70.9% | View Launches → |
| 🇲🇾 Malaysia | 5.3% | +6.8% | 4.15% | 90% | ~3.0% | 306.1% | View Launches → |
| 🇬🇧 United Kingdom | 4.7% | +3.4% | 4.65% | 85% | ~4.0% | 75.8% | View Launches → |
| 🇦🇪 UAE (Dubai) | 6.8% | +12.4% | 4.49% | 80% | ~4.0% | 359.8% | View Launches → |
| 🇦🇺 Australia | 4.6% | +5.5% | 6.15% | 80% | ~4.5% | 86.3% | View Launches → |
| 🇯🇵 Japan | 3.9% | +8.1% | 0.85% | 90% | ~3.5% | 421.2% | View Launches → |
| 🇭🇰 Hong Kong | 3.5% | +2.4% | 4.125% | 70% | ~3.8% | 27.5% | View Launches → |
| 🇹🇭 Thailand | 5.4% | +5.8% | 5.25% | 85% | ~2.5% | 175.4% | View Launches → |
| 🇮🇩 Indonesia | 6.6% | +6.2% | 7.5% | 85% | ~5.0% | 131.3% | View Launches → |
| 🇻🇳 Vietnam | 5.1% | +7.4% | 7.8% | 70% | ~2.5% | 107% | View Launches → |
| 🇰🇷 South Korea | 3.8% | +4.9% | 4.05% | 70% | ~2.5% | 81.5% | View Launches → |
| 🇹🇼 Taiwan | 2.8% | +5.6% | 2.18% | 80% | ~6.0% | 109.6% | View Launches → |
| 🇺🇸 United States | 5.1% | +4.5% | 6.15% | 80% | ~2.5% | 85.3% | View Launches → |
| 🇨🇦 Canada | 4.6% | +3.8% | 4.39% | 80% | ~3.0% | 84.7% | View Launches → |
| 🇩🇪 Germany | 3.7% | +3.2% | 3.45% | 80% | ~6.5% | 47.1% | View Launches → |
Singapore — Recorded Market Benchmarks & Open Data Bulletins
Singapore Market Snapshot (Oct 2026): Prime residential property in Singapore trades at a median of S$1,890/sq ft (typical unit price S$1.68M, +4.9% YoY), with median rents at S$4,600/mo and gross rental yields of 3.8%. Acquisition taxes follow 1–6% BSD · IRAS, and mortgage financing reaches up to 75% LTV for residents and 65% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Singapore) | Median / sq ft | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Bishan | S$1,890 | S$4,800 | 3.6% | +5.1% |
| Tampines | S$1,420 | S$4,100 | 3.9% | +5.8% |
| Queenstown | S$2,150 | S$5,200 | 3.5% | +4.4% |
Frequently Asked Questions — Buying & Renting in Singapore
What is the median property price and rental yield in Singapore?
According to official open data benchmarks on Property.co, the prime median price in Singapore (Singapore) is S$1,890/sq ft (median sale price S$1.68M, +4.9% YoY), with a median monthly rent of S$4,600/mo and gross rental yield averaging 3.8%.
Can foreigners buy residential property in Singapore?
Foreigners can freely buy private condominiums (with 60% ABSD unless FTA-exempt such as US, Switzerland, Norway, Iceland, Liechtenstein nationals); HDB and landed homes require residential status or LDAU approval.
What are the mortgage LTV limits and stamp duty rates in Singapore?
Singapore bank loans are tested at 4.0% p.a. with a 55% Total Debt Servicing Ratio (TDSR) cap and up to 75% LTV. Statutory transfer/stamp duty in Singapore follows 1–6% BSD · IRAS (MAS (TDSR 55%) & IRAS (BSD / ABSD)). Local residents qualify for up to 75% LTV and non-residents up to 65% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Singapore?
Property.co’s 3-tier Flexible Space Directory at /singapore/operators/coworking, /singapore/operators/coliving, /singapore/operators/serviced, and /singapore/operators/self-storage lists verified operators and individual district branches in Singapore with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.