
1. Property & Financing Assumptions
2. Upfront Capital & Monthly Cashflow
10-Year Equity, Cashflow & Total Return Schedule
| Year | Projected Value | Loan Balance | Net Equity | Cumulative Cashflow | Net Profit (After Duty) | Total ROE |
|---|---|---|---|---|---|---|
| Year 1 | A$1,244,900 | A$932,728 | A$312,172 | A$-22,872 | A$200 | 0.1% |
| Year 2 | A$1,313,370 | A$920,744 | A$392,626 | A$-44,221 | A$59,305 | 20.5% |
| Year 3 | A$1,385,605 | A$908,001 | A$477,604 | A$-63,998 | A$124,506 | 43.1% |
| Year 4 | A$1,461,813 | A$894,452 | A$567,361 | A$-82,150 | A$196,111 | 67.8% |
| Year 5 | A$1,542,213 | A$880,046 | A$662,167 | A$-98,623 | A$274,444 | 94.9% |
| Year 6 | A$1,627,035 | A$864,728 | A$762,307 | A$-113,363 | A$359,844 | 124.5% |
| Year 7 | A$1,716,521 | A$848,442 | A$868,079 | A$-126,312 | A$452,667 | 156.6% |
| Year 8 | A$1,810,930 | A$831,125 | A$979,805 | A$-137,410 | A$553,295 | 191.4% |
| Year 9 | A$1,910,531 | A$812,712 | A$1,097,819 | A$-146,597 | A$662,122 | 229% |
| Year 10 | A$2,015,610 | A$793,135 | A$1,222,475 | A$-153,810 | A$779,565 | 269.7% |
3. Cross-Border 15-Country Yield, Duty & 5-Year Leveraged ROE Comparison (Local Resident)
| Country Portal | Gross Rental Yield | 12M YoY Growth | Benchmark Mortgage Rate | Max LTV (resident) | Stamp Duty (resident) | Est. 5-Year Leveraged ROE | Action |
|---|---|---|---|---|---|---|---|
| 🇸🇬 Singapore | 3.6% | +4.2% | 3.8% | 75% | ~3.6% | 70.9% | View Launches → |
| 🇲🇾 Malaysia | 5.3% | +6.8% | 4.15% | 90% | ~3.0% | 306.1% | View Launches → |
| 🇬🇧 United Kingdom | 4.7% | +3.4% | 4.65% | 85% | ~4.0% | 75.8% | View Launches → |
| 🇦🇪 UAE (Dubai) | 6.8% | +12.4% | 4.49% | 80% | ~4.0% | 359.8% | View Launches → |
| 🇦🇺 Australia | 4.6% | +5.5% | 6.15% | 80% | ~4.5% | 86.3% | View Launches → |
| 🇯🇵 Japan | 3.9% | +8.1% | 0.85% | 90% | ~3.5% | 421.2% | View Launches → |
| 🇭🇰 Hong Kong | 3.5% | +2.4% | 4.125% | 70% | ~3.8% | 27.5% | View Launches → |
| 🇹🇭 Thailand | 5.4% | +5.8% | 5.25% | 85% | ~2.5% | 175.4% | View Launches → |
| 🇮🇩 Indonesia | 6.6% | +6.2% | 7.5% | 85% | ~5.0% | 131.3% | View Launches → |
| 🇻🇳 Vietnam | 5.1% | +7.4% | 7.8% | 70% | ~2.5% | 107% | View Launches → |
| 🇰🇷 South Korea | 3.8% | +4.9% | 4.05% | 70% | ~2.5% | 81.5% | View Launches → |
| 🇹🇼 Taiwan | 2.8% | +5.6% | 2.18% | 80% | ~6.0% | 109.6% | View Launches → |
| 🇺🇸 United States | 5.1% | +4.5% | 6.15% | 80% | ~2.5% | 85.3% | View Launches → |
| 🇨🇦 Canada | 4.6% | +3.8% | 4.39% | 80% | ~3.0% | 84.7% | View Launches → |
| 🇩🇪 Germany | 3.7% | +3.2% | 3.45% | 80% | ~6.5% | 47.1% | View Launches → |
Australia — Recorded Market Benchmarks & Open Data Bulletins
Australia Market Snapshot (Oct 2026): Prime residential property in Sydney & Melbourne trades at a median of A$13,800/m² (typical unit price A$1.18M, +5.6% YoY), with median rents at A$3,600/mo and gross rental yields of 4.4%. Acquisition taxes follow Stamp Duty · ABS, and mortgage financing reaches up to 80% LTV for residents and 65% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Sydney & Melbourne) | Median / m² | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Sydney CBD | A$16,900 | A$4,400 | 4.1% | +5.9% |
| Melbourne CBD | A$10,400 | A$3,100 | 4.9% | +4.2% |
| Brisbane City | A$11,200 | A$3,350 | 5.0% | +8.4% |
Frequently Asked Questions — Buying & Renting in Australia
What is the median property price and rental yield in Australia?
According to official open data benchmarks on Property.co, the prime median price in Australia (Sydney & Melbourne) is A$13,800/m² (median sale price A$1.18M, +5.6% YoY), with a median monthly rent of A$3,600/mo and gross rental yield averaging 4.4%.
Can foreigners buy residential property in Australia?
Foreign non-residents can purchase new dwellings and off-the-plan apartments subject to FIRB approval and state foreign purchaser additional duty (typically 8% in NSW and VIC).
What are the mortgage LTV limits and stamp duty rates in Australia?
APRA requires Australian lenders to test mortgage serviceability at +3.0% above the actual product rate, with 80% standard LTV (without LMI) and FIRB/foreign buyer duty surcharges for non-residents. Statutory transfer/stamp duty in Australia follows Stamp Duty · ABS (APRA (3% Serviceability Buffer) & State Revenue). Local residents qualify for up to 80% LTV and non-residents up to 65% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Australia?
Property.co’s 3-tier Flexible Space Directory at /australia/operators/coworking, /australia/operators/coliving, /australia/operators/serviced, and /australia/operators/self-storage lists verified operators and individual district branches in Australia with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.