🇹🇭 Buying in Thailand · Bank of Thailand (BOT) & Dept of Lands (2% Transfer)
What can I afford in Thailand?
Thai nationals qualify for 80%–90% LTV under Bank of Thailand rules; foreign buyers purchasing within the 49% Freehold Condominium Quota remit funds via FET or use offshore/UOB/ICBC foreigner financing up to 50%–60% LTV.
Thailand Mortgage & Affordability Calculator
- Max Mortgage Loan
- ฿13,968,61885% LTV (Resident)
- Required Downpayment
- ฿2,465,05015% equity contribution
- Est. Stamp Duty & Fees
- ฿410,842~2.5% · View schedule
- Est. Monthly Instalment
- ฿83,707 / mo25 yrs at 5.25% p.a. benchmark
Thailand — Recorded Market Benchmarks & Open Data Bulletins
Thailand Market Snapshot (Oct 2026): Prime residential property in Bangkok & Phuket trades at a median of ฿185,000/sq m (typical unit price ฿14.5M, +4.2% YoY), with median rents at ฿55,000/mo and gross rental yields of 5.4%. Acquisition taxes follow 2% Transfer · REIC, and mortgage financing reaches up to 85% LTV for residents and 50% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Bangkok & Phuket) | Median / sq m | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Sukhumvit / Asoke | ฿195,000 | ฿58,000 | 5.3% | +4.5% |
| Thonglor / Ekkamai | ฿245,000 | ฿72,000 | 5.1% | +4.8% |
| Sathorn / Silom | ฿215,000 | ฿64,000 | 5.2% | +3.9% |
| Phuket Bangtao | ฿155,000 | ฿85,000 | 7.5% | +8.2% |
Frequently Asked Questions — Buying & Renting in Thailand
What is the median property price and rental yield in Thailand?
According to official open data benchmarks on Property.co, the prime median price in Thailand (Bangkok & Phuket) is ฿185,000/sq m (median sale price ฿14.5M, +4.2% YoY), with a median monthly rent of ฿55,000/mo and gross rental yield averaging 5.4%.
Can foreigners buy residential property in Thailand?
Foreigners can own condominiums freehold in their own name up to 49% of a building’s saleable area under the Thailand Condominium Act (with foreign currency remitted via FET), or hold villas on 30-year registered leases.
What are the mortgage LTV limits and stamp duty rates in Thailand?
Thai nationals qualify for 80%–90% LTV under Bank of Thailand rules; foreign buyers purchasing within the 49% Freehold Condominium Quota remit funds via FET or use offshore/UOB/ICBC foreigner financing up to 50%–60% LTV. Statutory transfer/stamp duty in Thailand follows 2% Transfer · REIC (Bank of Thailand (BOT) & Dept of Lands (2% Transfer)). Local residents qualify for up to 85% LTV and non-residents up to 50% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Thailand?
Property.co’s 3-tier Flexible Space Directory at /thailand/operators/coworking, /thailand/operators/coliving, /thailand/operators/serviced, and /thailand/operators/self-storage lists verified operators and individual district branches in Thailand with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.