Buying in United States · State & County Recorder Offices (NY / CA / FL / TX)
United States Stamp duty & transfer fee calculator
US closing costs include state and municipal real estate transfer taxes, mansion taxes (e.g., 1%–3.9% in NYC above US$1M), title insurance, and mortgage recording taxes. What can I afford? →
Work out your stamp duty
What the buyer pays IRAS on top of the price. Change any answer to see the effect.
- Buyer’s Stamp Duty
- $24,600Up to 6%, in bands
- Additional Buyer’s Stamp Duty
- $0None for a citizen’s first home
How the Buyer’s Stamp Duty adds up
| Part of the price | Rate | Duty |
|---|---|---|
| First $180,000 | 1% | $1,800 |
| Next $180,000 | 2% | $3,600 |
| Next $640,000 | 3% | $19,200 |
Rates from IRAS: Buyer’s Stamp Duty (from 15 Feb 2023) and Additional Buyer’s Stamp Duty (from 27 Apr 2023), checked 7 Oct 2026. Duty is on the higher of the price or market value and is due within 14 days of signing. Some buyers can get ABSD back or pay less, e.g. married couples who sell their first home within 6 months; see IRAS. An estimate, not tax advice.
United States — Recorded Market Benchmarks & Open Data Bulletins
United States Market Snapshot (Oct 2026): Prime residential property in New York, Miami & San Francisco trades at a median of US$1,180/sq ft (typical unit price US$1.35M, +3.6% YoY), with median rents at US$5,200/mo and gross rental yields of 5.1%. Acquisition taxes follow 1.5–4% Closing · FHFA, and mortgage financing reaches up to 80% LTV for residents and 65% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (New York, Miami & San Francisco) | Median / sq ft | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Manhattan NYC | US$1,680 | US$6,400 | 4.9% | +3.2% |
| Brickell Miami | US$920 | US$4,800 | 5.9% | +6.4% |
| SoMa San Francisco | US$1,190 | US$4,900 | 4.9% | +2.8% |
Frequently Asked Questions — Buying & Renting in United States
What is the median property price and rental yield in United States?
According to official open data benchmarks on Property.co, the prime median price in United States (New York, Miami & San Francisco) is US$1,180/sq ft (median sale price US$1.35M, +3.6% YoY), with a median monthly rent of US$5,200/mo and gross rental yield averaging 5.1%.
Can foreigners buy residential property in United States?
There are no citizenship restrictions on buying fee-simple real estate or condominiums in the United States; foreign sellers are subject to FIRPTA withholding rules upon disposition.
What are the mortgage LTV limits and stamp duty rates in United States?
US conventional mortgages use a 43% back-end Debt-to-Income (DTI) limit and 80% LTV (to avoid PMI) over 30 years fixed; foreign national programs typically require 30%–35% downpayment. Statutory transfer/stamp duty in United States follows 1.5–4% Closing · FHFA (FHFA / Qualified Mortgage (43% DTI) & County Recorder). Local residents qualify for up to 80% LTV and non-residents up to 65% LTV.
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