🇹🇼 Buying in Taiwan · Central Bank of the ROC (CBC) & MOI
What can I afford in Taiwan?
First-time buyers in Taiwan qualify for up to 80% LTV over 30–40 years at ~2.18% p.a., while CBC selective credit controls cap second/investment home LTV at 50%–60%.

Taiwan Mortgage & Affordability Calculator
- Max Mortgage Loan
- NT$24,246,72680% LTV (Resident)
- Required Downpayment
- NT$6,061,68120% equity contribution
- Est. Stamp Duty & Fees
- NT$1,818,504~6.0% · View schedule
- Est. Monthly Instalment
- NT$104,909 / mo25 yrs at 2.18% p.a. benchmark
Taiwan — Recorded Market Benchmarks & Open Data Bulletins
Taiwan Market Snapshot (Oct 2026): Prime residential property in Taipei & Taichung trades at a median of NT$1.12M/ping (typical unit price NT$42M, +4.6% YoY), with median rents at NT$85,000/mo and gross rental yields of 2.8%. Acquisition taxes follow 6% Deed Tax · MOI, and mortgage financing reaches up to 80% LTV for residents and 60% LTV for eligible foreign buyers (Mortgage Calculator · Stamp Duty Calculator).
| Area / Precinct (Taipei & Taichung) | Median / ping | Median Rent | Gross Yield | 12M YoY |
|---|---|---|---|---|
| Xinyi District | NT$1.45M | NT$115,000 | 2.6% | +4.9% |
| Da’an District | NT$1.38M | NT$105,000 | 2.6% | +4.4% |
| Neihu Tech Park | NT$920K | NT$78,000 | 2.9% | +5.1% |
Frequently Asked Questions — Buying & Renting in Taiwan
What is the median property price and rental yield in Taiwan?
According to official open data benchmarks on Property.co, the prime median price in Taiwan (Taipei & Taichung) is NT$1.12M/ping (median sale price NT$42M, +4.6% YoY), with a median monthly rent of NT$85,000/mo and gross rental yield averaging 2.8%.
Can foreigners buy residential property in Taiwan?
Foreign nationals from reciprocity jurisdictions can purchase freehold residential and commercial real estate in Taiwan subject to local city/county land office approval.
What are the mortgage LTV limits and stamp duty rates in Taiwan?
First-time buyers in Taiwan qualify for up to 80% LTV over 30–40 years at ~2.18% p.a., while CBC selective credit controls cap second/investment home LTV at 50%–60%. Statutory transfer/stamp duty in Taiwan follows 6% Deed Tax · MOI (Central Bank of the ROC (CBC) & MOI). Local residents qualify for up to 80% LTV and non-residents up to 60% LTV.
How do I compare coworking, coliving, serviced apartments, and self-storage in Taiwan?
Property.co’s 3-tier Flexible Space Directory at /taiwan/operators/coworking, /taiwan/operators/coliving, /taiwan/operators/serviced, and /taiwan/operators/self-storage lists verified operators and individual district branches in Taiwan with transparent monthly rate cards, on-site facilities, and direct WhatsApp/tour booking.